Lantern Finance Launches Loans Backed by Bitcoin Cash (BCH), Chainlink (LINK), and Sui (SUI) for US-Based Customers
By Lantern Finance
19 Jan 2026
Lantern Finance is proud to announce support for three additional crypto assets.
Starting January 19, 2026, you can borrow against: Bitcoin Cash (BCH), Chainlink (LINK), and Sui (SUI).
All three are available at up to 33% loan-to-value ratio with the same security and protection you expect from Lantern.
Loan Terms
Bitcoin Cash (BCH)
Up to 33% LTV
13% annual interest + 2% upfront fee
Borrow from $1,000 with no upper limit
Chainlink (LINK)
Up to 33% LTV
13% annual interest + 2% upfront fee
Borrow from $1,000 with no upper limit
Sui (SUI)
Up to 33% LTV
13% annual interest + 2% upfront fee
Borrow from $1,000 with no upper limit
New to Lantern? We're running a promotion where you pay zero interest on your first month.
Promotion details: https://lantern.finance/blog/first-month-loan-interest-free-promotion
Same Lantern Protection
These new assets come with the same infrastructure that's kept our borrowers safe:
BitGo cold storage - Your collateral sits in institutional-grade custody with $250M insurance coverage.
72-hour grace period - If you hit a margin call, you get three full days to add collateral or pay down debt.
No liquidation fees - We don't profit from your bad days. Our revenue comes from interest payments, not from liquidating your positions.
Our updated margin call and liquidation policy: https://lantern.finance/blog/changes-to-our-margin-call-and-liquidation-policy
Why These LTV Ratios
At 33% LTV, your collateral would need to drop roughly 50% before reaching margin call territory (at 65% LTV threshold).
Compare that to platforms offering 75-90% LTV ratios, where a 10-15% price drop can trigger immediate liquidation.
We set conservative ratios because we've seen what happens when platforms push borrowers too close to the edge. During October's flash crash, $19 billion in leveraged positions got liquidated across the industry.
Every single Lantern borrower kept their crypto.
Learn more about October 10 here: https://lantern.finance/blog/19-billion-in-crypto-liquidations-zero-at-lantern
How It Works
Deposit your BCH, LINK, or SUI as collateral
Receive up to 33% of its value in USDC or USD
Pay interest-only monthly payments (13% annually)
The first month is free
Get your crypto back when you repay the loan
Your collateral stays in BitGo custody the entire time.
Same-day funding to banks is available for applications submitted before 3 PM ET on weekdays.
With USDC, you can expect your funds to arrive on nights and weekends as well.
Calculate Your Loan
Want to see your numbers?
Alternatively, you can call or text us at (415) 365-0100 or email us at [email protected].
We’re available to help answer any questions.
