Protect your crypto investments from unforeseen risks — with security, simplicity, and US-regulated compliance built in.
01Security
Security-first approach.
Lantern's robust security measures are supported by BitGo, an industry-leading US-based, qualified crypto custodian.
BitGo — qualified US custodian
Insured up to $250M
Held in cold storage, offline
02
Lowest interest & fees.
Our crypto-backed loans are simple to use, with some of the lowest interest & fees in the industry.
03
White glove support.
Every client has direct access to our team, with real phone and email support.
04
Regulatory compliance.
Lantern is a registered Money Services Business (MSB) with FinCEN, implementing KYC and AML processes to ensure the highest level of regulatory compliance.
Lantern Assistant
Why get a crypto-backed loan with Lantern?
Here's just a few great reasons why:
You can access dollars without needing to sell your crypto and exiting the market.
Loans aren't taxable events. Defer paying your taxes until you are actually ready to sell your crypto.
Our loan process is simple — no credit checks, no complicated paperwork. Just fill out a simple loan app and borrow up to 50% of your crypto value.
For every goal
Choose the best option for your financial needs.
Whether you need liquidity for taxes, a home purchase, or a business investment — there's a smarter way than selling.
Keep crypto, borrow cashHold your position while you access liquidity.
No taxable eventBorrowing isn't a sale — defer the tax until you're ready.
Best rates in the marketStarting from 8% APR for select assets, with no hidden fees.
Collateral is never lent outYour collateral sits in cold storage with BitGo, insured up to $250 million.
You're closer to reaching your financial goals than you think. Here's how Lantern can help accelerate your crypto journey.
01
Create your account
Complete registration in minutes so you can easily return to your application any time.
02
Send collateral
Transfer your crypto into BitGo's insured cold storage — held offline and fully insured.
03
Get funded
Receive your dollars fast. No credit checks, no complicated paperwork, no surprises.
First things first
Let's talk about safety.
Before you think about rates or terms, you should know your assets are safe. Lantern uses BitGo — the same custody infrastructure that backs some of the world's largest exchanges.
$250M insuredCold storageUS-regulated
Insurance
All custodied crypto is fully insured and stored in BitGo (up to $250MM).
Security-first approach
We are registered with FinCEN as a Money Services Business and have robust KYC and AML checks in place.
Safety of collateral
Unlike other crypto lenders, we don't lend out crypto loan collateral. All assets are either held in cold storage or staked natively.
FYI @LanternFi offers $LTC-backed loans. We had @jungwonkim312 on the podcast and he spoke at the Summit this year. Options exist beyond holding, spending and selling. Consider this. 🏮
Lantern Finance
@LanternFi
⚡ Speed matters in crypto-backed lending.
With Lantern:
-Bank wire/ACH before 3 PM ET (weekdays) → same-day
-After 3 PM/weekends → next biz day
-USDC → same-day anytime
✅ No interest charged when funds are in transit.
Experience same-day funding → lantern.finance
FYI @LanternFi offers $LTC-backed loans. We had @jungwonkim312 on the podcast and he spoke at the Summit this year. Options exist beyond holding, spending and selling. Consider this. 🏮
Lantern Finance
@LanternFi
⚡ Speed matters in crypto-backed lending.
With Lantern:
-Bank wire/ACH before 3 PM ET (weekdays) → same-day
-After 3 PM/weekends → next biz day
-USDC → same-day anytime
✅ No interest charged when funds are in transit.
Experience same-day funding → lantern.finance
@LanternFi
I've been a customer for several months now. Excellent service. Transparent terms. Low risk and LTV. Amazing features like loan upsizng existing loans and lightning fast loan processing with stablecoin efficiencies.
Prince and Jung are amazing to speak withShow more
@LanternFi
I've been a customer for several months now. Excellent service. Transparent terms. Low risk and LTV. Amazing features like loan upsizng existing loans and lightning fast loan processing with stablecoin efficiencies.
Prince and Jung are amazing to speak withShow more
i’m very bullish on crypto-backed loans, which is why i’m such a fan of @LanternFi.
here’s why:
- security, custody, and communication
- tax benefits
- speed of liquidity (as little as one hour)
- no credit checks
the traditional banking system simply cannot compete… 🤷🏽♂️
i’m very bullish on crypto-backed loans, which is why i’m such a fan of @LanternFi.
here’s why:
- security, custody, and communication
- tax benefits
- speed of liquidity (as little as one hour)
- no credit checks
the traditional banking system simply cannot compete… 🤷🏽♂️
Pay attention to Lantern. Upfront about how they do business. Had BlockFi done that or Celsius it would have saved people a lot of $. And I was a big believer in BlockFi. Maybe would have still used them too. I love free markets. And free markets should demand transparency.
Pay attention to Lantern. Upfront about how they do business. Had BlockFi done that or Celsius it would have saved people a lot of $. And I was a big believer in BlockFi. Maybe would have still used them too. I love free markets. And free markets should demand transparency.
We really don't like having to sell crypto - the taxes, loss of upside, and it just goes against the ethos of it all!
That's why we just borrow against it and each time we've done it with @LanternFi it's been a smooth and easy process! 💸
We really don't like having to sell crypto - the taxes, loss of upside, and it just goes against the ethos of it all!
That's why we just borrow against it and each time we've done it with @LanternFi it's been a smooth and easy process! 💸
People ask me all the time: how is what you’re building different than BlockFi or Celsius?
To understand, you first have to understand our origin. @LanternFi was born as a result of the collapse of these lenders. My cofounder @jungwonkim312 and I both had our assets tied up in
People ask me all the time: how is what you’re building different than BlockFi or Celsius?
To understand, you first have to understand our origin. @LanternFi was born as a result of the collapse of these lenders. My cofounder @jungwonkim312 and I both had our assets tied up in
