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    NewTrading is live on Lantern

    Keep your crypto.
    Use its value.

    Lantern is the US-regulated home for your crypto. Get a loan without selling, trade with dollars, and move between the two in a tap.

    Get startedSee how it works
    Questions? Call or text415-365-0100
    • 4.9 on Trustpilot218 reviews
    • Secured by BitGo
    • $250M insured custody
    The Lantern dashboard on a phone: available cash, portfolio value and a shortcut to open a new loan
    Trustpilot · 218 reviews
    4.9 / 5
    Custody insurance via BitGo
    $250M
    Grace period after margin call
    72 hrs
    Registered MSB · NMLS #2732930
    FinCEN

    What is Lantern

    One regulated account to borrow dollars against your crypto, buy and sell it, and move between the two.No selling to raise cash. No exchange hopping. Real people on the phone.

    I want to borrow
    $1,000
    $1,000$10,000,000
    Collateral · 40% LTV—
    APR2%
    Monthly$0.00
    Check my rate

    Loans

    Borrow against your crypto.

    From 8% APR, up to 50% LTV, funded as soon as the same day. Keep the upside while you use the value.

    • No credit check, no impact on your score
    • Interest-only payments, repay any time
    • 16 collateral assets, held by BitGo
    Explore loans

    Trading

    Buy and sell with dollars.

    Live quotes, bank payouts, and one tap to move what you buy into your loan as collateral.

    • Fund from your bank, pay out to your bank
    • Confirm a live quote before it refreshes
    • Licensed trading partner, 2-step verification
    Explore trading

    Better together

    Buy the dip. Borrow against it.

    Trading and loans live in the same account, so moving crypto between them is an internal transfer. No wallets, no hashes, no waiting on the chain.

    1. Buy with dollars

      Fund your cash balance from your bank and buy at a live quote.

    2. Move it in one tap

      Shift crypto into any of your loans as collateral. It's an internal transfer.

    3. Borrow against it

      Upsize your loan or open a new one. Keep the coins, get the dollars.

    Security

    Held by BitGo. Insured to $250M. Never lent out.

    Your collateral sits with a US qualified custodian in offline cold storage. We don't lend it or speculate with it. Ever.

    • Qualified custody with BitGo

      Collateral is held offline in cold storage and insured up to $250M.

    • 72 hours, and a human on the phone

      A margin call starts a 72-hour grace period and a call from our team. No surprises.

    • Registered and licensed

      FinCEN-registered MSB, NMLS #2732930. Trading via a licensed partner.

    • Borrowing isn't selling

      A loan isn't a sale, so there's no capital-gains event. Not tax advice.

    Human support

    Real people. A real phone number.

    No bots, no ticket queues. Call or text our team — the same people who manage your loan.

    Call 415-365-0100Text us

    Or email [email protected]

    When you can reach us

    Live team hours
    Phone & text support
    Mon–Fri, 6am–6pm PT
    After hours
    As available
    Platform
    24/7
    • A real person answers
    • A personal call if your loan reaches a margin call
    • Help with every step — apply, fund, repay

    Lantern support team

    Call, text or email — your choice

    Wall of love

    Trusted by the people who hold.

    “Enough getting liquidated on wicks — these guys take care of you and it's effortless.”
    RERaul Elizondo@green____i
    “Actual humans answer the phone. In crypto. Wild.”
    KLKYLE LTC@nakamoto_std
    “Got my wire the same afternoon. Didn't have to sell a single sat.”
    HFHedgeFi@NocturnalAutism
    “BitGo custody was the reason I chose them. The rate is why I stayed.”
    8484 MILLION@84Million
    “Excellent service. Transparent terms. Low risk and LTV. Lightning fast loan processing.”
    PAPaul Adolf@adolf745607
    “Clean dashboard, clear LTV, no surprises. Exactly what a lender should be.”
    RCRussell C@rcastag
    “Each time we've borrowed against our crypto it's been smooth and easy. No taxes, no lost upside.”
    DADABL@its_DABL
    “Second loan with Lantern. Process was even faster than the first.”
    SWShawn Westrick@scwestrick
    “Refinanced with Lantern and cut my rate. Easy.”
    DLdrew@drewlivanos

    FAQ

    Questions, answered.

    Still curious? Call, text or email [email protected] and a real person will get back to you.

    • Lantern Finance is a US-based crypto company focused on offering the lowest rates for crypto-backed loans. Currently, we support the following crypto assets: Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Litecoin (LTC), XRP, Dogecoin (DOGE), Cardano (ADA), Hedera (HBAR), Stellar (XLM), Bitcoin Cash (BCH), SUI, and Chainlink (LINK).

    Get more out of your crypto.

    Check your rate in minutes. No credit check, no impact on your score.

    Get startedCall or text 415-365-0100

    Mon–Fri, 6am–6pm PT · [email protected]