Borrow dollars using your
crypto with Lantern
Design your loan below, funds wired in 24 hours, no credit check.
Loan to Value (LTV) based on XRP. Rates lock at funding time.
Loan Amount
How it works
From holder to cash in hand in four steps.
Your crypto stays yours. Lantern just helps it work harder for you, without selling, without a credit check, without surprises.
Design your loan
Pick your collateral, set the amount, and choose your LTV. Rate updates in real time.
Send collateral
Transfer your crypto to your secure Lantern vault, custodied by BitGo with $250M insurance.
Get funded fast
Dollars land in your bank account within 24 hours. No credit check, no income docs.
Repay on your terms
Pay interest monthly. Repay anytime, zero penalty. Get every coin of collateral back.
Supported collateral
Borrow against any of 13 supported assets.
Prices refreshed in real time. Each asset has its own max LTV and interest rate.
Your crypto can pay your rent.
Without selling a single coin.
Design a loan in 60 seconds. No commitment, no credit pull.