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XRP Loan-to-Value Increased to 40%

We're excited to announce that, effective immediately, Lantern Finance clients can now borrow up to 40% LTV against their XRP holdings – an increase from our previous 25% limit.

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By Lantern Finance

18 Jun 2025

We're excited to announce that, effective immediately, Lantern Finance clients can now borrow up to 40% LTV against their XRP holdings – an increase from our previous 25% limit.

What This Means for You

This allows you to unlock more liquidity from your XRP portfolio while maintaining the same competitive rates and flexible terms you've come to expect from Lantern Finance. Whether you're looking to:

  • Access working capital for business opportunities

  • Diversify your investment portfolio

  • Cover personal financial needs

  • Take advantage of market opportunities

You can now do so with greater borrowing capacity against your XRP collateral.

Why We're Expanding XRP Lending

XRP has demonstrated strong stability and liquidity characteristics that support this increased lending capacity. Our risk management team has carefully evaluated market conditions and XRP's performance to confidently offer a higher borrowing limit to our clients.

How It Works

Our XRP lending structure remains straightforward and client-focused:

  • Loan-to-Value

    : Up to 40% (increased from 25%)

  • 13% Interest Rate + 2% Upfront fees

  • Flexible repayment terms

  • No prepayment penalties

  • Quick approval and funding process

For complete details about our XRP loan structure and benefits, visit our XRP lending page.

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