XRP Loan-to-Value Increased to 40%
We're excited to announce that, effective immediately, Lantern Finance clients can now borrow up to 40% LTV against their XRP holdings – an increase from our previous 25% limit.

By Lantern Finance
18 Jun 2025
We're excited to announce that, effective immediately, Lantern Finance clients can now borrow up to 40% LTV against their XRP holdings – an increase from our previous 25% limit.
What This Means for You
This allows you to unlock more liquidity from your XRP portfolio while maintaining the same competitive rates and flexible terms you've come to expect from Lantern Finance. Whether you're looking to:
Access working capital for business opportunities
Diversify your investment portfolio
Cover personal financial needs
Take advantage of market opportunities
You can now do so with greater borrowing capacity against your XRP collateral.
Why We're Expanding XRP Lending
XRP has demonstrated strong stability and liquidity characteristics that support this increased lending capacity. Our risk management team has carefully evaluated market conditions and XRP's performance to confidently offer a higher borrowing limit to our clients.
How It Works
Our XRP lending structure remains straightforward and client-focused:
Loan-to-Value
: Up to 40% (increased from 25%)
13% Interest Rate + 2% Upfront fees
Flexible repayment terms
No prepayment penalties
Quick approval and funding process
For complete details about our XRP loan structure and benefits, visit our XRP lending page.


