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How fast will my funds arrive?

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By Lantern Finance

25 Aug 2025

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In crypto-backed lending, speed is important. Whether you're closing on a property, seizing a market opportunity, or handling an urgent business expense, waiting days for funding can mean missing out entirely.

If you are wondering how fast your funds will arrive after submitting your loan, this newsletter is for you.

But first, market update:

âš¡ Same-Day Funding

Here's a quick overview of when you can expect your funds to arrive:

Bank Wire & ACH Transfers:

  • Submit before 3 PM ET (weekdays)

    → Funds arrive same business day

  • Submit after 3 PM ET on weekends

    → Next business day settlement

  • Holiday considerations

    → Funding occurs following the business day

Stablecoin (USDC):

  • Submit anytime

    → Same-day settlement

Here's what sets us apart: We only send your approval email after your funds are already in transit.

This means you'll never pay interest on money that's still sitting in our account. If we can't get your funds to you the same day, we'll automatically adjust the timeline. Because paying interest before you have access to your capital just isn't fair.

Ready to experience same-day funding? Text us: (415) 365-0100 or try our calculator: https://lantern.finance/borrow

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