For the First Time in Months, Crypto Looks Good

Hey Lantern Community,

Last week we were on the ground at XRP Las Vegas. We met clients, gave away swag, sponsored the event, and Jung got on stage to tell the Lantern story. Meanwhile, Bitcoin briefly broke $82K.

Today, we’ll go over what happened last week. But first, market update!

We Were at XRP Las Vegas

Last week, Lantern sponsored the XRP Las Vegas conference and set up a booth on the floor.

We also got to meet a number of you in person. If you stopped by the booth or caught the talk, thank you. It's a different thing to shake hands with the people whose crypto you're helping to protect.

Jung spoke about how Lantern got started. For those who weren't there, here's the version Jung gave on stage:

Most crypto lending platforms are designed to liquidate you. High LTV ratios, instant automated liquidations, and fees that kick in the moment things go wrong. They profit when you lose.

We built Lantern differently.

72-hour grace period. When your loan approaches a margin call, you don't get an algorithm selling your crypto in seconds. You get 72 hours to add collateral, pay down the loan, or call us and talk it through. No other platform offers this.

0% liquidation fees. We don't earn a cent when you get liquidated. That means we have every reason to help you avoid it, and no reason to rush it.

BitGo custody. Your collateral never touches a smart contract. It sits in BitGo's cold storage vaults with $250 million in insurance coverage and multi-signature security. They're the same custodian used by major institutions and exchanges worldwide.

The result?

During $19 billion in industry-wide liquidations last October, Lantern had zero liquidations. Every single one of our borrowers kept their crypto.

Crypto Is Positioned for a Strong Rebound

The U.S. stock market just hit an all-time high. Oil is down on de-escalation in the Middle East. And crypto is coming off its best week in months.

This move looks different from the headline-driven spikes we've covered the past month. U.S. spot Bitcoin ETFs pulled in $1.98 billion in net inflows over the past week, corporate accumulation continues, and supply on exchanges remains thin.

It can still reverse on any new macro data, Fed signal, or geopolitical development. But the conditions haven't looked this aligned since the start of 2026.

CLARITY Act Just Got Unblocked

The issue that has been blocking the CLARITY Act just got resolved.

Platforms can't offer yield just for holding stablecoins, but rewards tied to real activity like transactions, usage, and loyalty programs are still allowed.

The CLARITY Act is important.

It ends the era of regulation by enforcement and gives crypto a real rulebook. The SEC gets jurisdiction over digital assets that behave like securities. The CFTC gets jurisdiction over commodities on decentralized networks. Exchanges, custodians, and lenders get statutory guidance instead of legal grey zones.

With this update, the future of crypto in America just got a little less uncertain.

Borrow With Confidence

Bitcoin is at its highest level in months, the regulatory picture is clearing up, and your collateral is sitting in BitGo cold storage untouched. Bitcoin-backed loans at Lantern start at 8%, funding is same-day, including weekends; and if markets move against you, you have 72 hours to respond.

Borrow against your crypto here: https://lantern.finance/borrow

Until next week, The Lantern Team

This newsletter is for educational purposes only and does not constitute financial advice. Always consult with your financial advisor before making lending decisions.