Lantern's robust security measures are supported by BitGo, an industry-leading US-based, qualified crypto custodian.
Our crypto-backed loans & staking products are simple to use, with some of the lowest interest & fees in the industry.
Every client has direct access to our team, with real phone and email support. We’re here to help—don’t hesitate to reach out.
Lantern is a registered Money Services Business (MSB) with FinCEN, implementing KYC and AML processes to ensure secure and compliant transactions. We are committed to doing business the right way.
Whether you just want to grow your crypto holdings, or need a loan, Lantern has your back.
You
Lantern
You’re closer to reaching your financial goals than you think. Here’s how Lantern can help accelerate your crypto journey.
Complete registration to easily return to your application
Choose your desired terms and securely deposit required collateral
Receive cash instantly, directly in your bank account
You don’t have to sell your crypto to get cash. At Lantern, we let you borrow funds against your crypto assets so you can get a loan while continuing to hold.
First things first
With Lantern, you always know where your assets are, and you can trust that they’re handled with the utmost security. We work tirelessly to provide the best security and ensure your peace of mind.
Insurance
All custodied crypto is fully insured and all staked assets have 100% slashing insurance.
Security-first approach
We are registered with FinCEN as a Money Services Business and have robust KYC and AML checks in place.
Safety of Collateral
Unlike other crypto lenders, we don't lend out crypto loan collateral. All assets are either in cold storage or staked natively
Hear what our customers have to say
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Frequently asked questions
Start earning today
What is Lantern Finance?
Lantern Finance is a San Francisco-based crypto company focused on offering the lowest rates for crypto-backed loans and helping clients earn an income from their crypto investments through staking.
How do Lantern’s crypto-backed loans work?
With crypto-backed loans, you can use your crypto as collateral to access cash. Borrow up to 50% of your crypto's value at a fixed interest rate for a year. To get an idea of how much you can borrow and the costs, refer to our loan calculator here. Your collateral is safely held by BitGo, a leading qualified crypto custodian. At the end of the 12-month term, the loan balance is due in full or can be refinanced for a longer term. Borrowers can also choose to pay back the loan early without incurring any penalties. Once the loan is paid, your collateral is returned back to you.
What is staking?
We have put together a separate FAQ on all things-staking related here.
What are the differences in Lantern’s staking offerings?
Lantern offers 2 forms of staking: Custodial staking and Non-Custodial Staking.Custodial staking allows clients to deposit their crypto with Lantern’s custodian. This is best for users who do not have experience with self-custody. Lantern’s custodial staking offering charges a 15% fee of your earned staking rewards and is currently available in the following states: CA, CO, IL, KS, MA, MO, MT, NH, PA, SC, TN, UT, VA, WI, WY. Our team is actively working to support additional states.Non-Custodial staking allows clients to self-custody their crypto through their preferred wallet provider (e.g., MetaMask, Ledger, Trezor, etc.). Lantern’s custodial staking offering is available in all 50 states. To learn more about our non-custodial staking offering, please view this blog post here.
Who can use Lantern?
Lantern is primarily for US-based individual crypto investors and institutions. If you are an international client who would like to use our staking or lending services, please get in touch with us at support@lantern.finance and we will try our best to support you.
What if I have a question which was not covered here?
If you have additional questions or would like to learn more, book a call with us using this link or email us at support@lantern.finance.