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Do more with your crypto

Borrow against your crypto holdings or stake them with Lantern to earn.

backed by

secured by

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Loans

  • Keep crypto, borrow cash

  • No taxable event

  • No credit checks

  • No penalties

Staking

  • Stake to secure the blockchain and earn rewards

  • Get rewards in the staked crypto (ETH, SOL)

  • Unstake anytime, subject to blockchain queue

  • Timing is determined by the blockchain, no Lantern delay

Why Lantern?

Security-First Approach

Lantern's robust security measures are supported by BitGo, an industry-leading US-based, qualified crypto custodian.

Security-First Approach

Accessibility

Crypto investors deserve access to the same wealth building tools as those available in traditional finance. That's why our crypto-backed loans & staking products are super simple to use, with some of the lowest interest & fees in the industry.

Accessibility

White Glove Support

Every client has direct access to our team, with real phone & email support. We encourage you to reach out.

White Glove Support

Regulatory Compliance

Lantern is registered with FinCEN as a Money Services Business (MSB) and has robust KYC and AML processes in place. We are in it for the long haul and are doing business the right way.

Regulatory Compliance

Crypto Backed Loans

Borrow for as low as 5% interest.

With Lantern, you don't have to sell your crypto to get cash. Borrow dollars against your crypto so you can continue to HODL.

  • Loan Minimum:
    $1,000
  • Loan Maximum:
    None
  • Interest Rate:
    Starting at 5%; varies based on collateral type and LTV level
  • Maximum Initial LTV:
    50%
  • Loan Length:
    12 months, no prepayment penalty
  • Accepted Collateral:
    ETH, SOL, BTC; please email support@lantern.finance if you'd like to borrow against others
  • Loan Method:
    USD or USDC

Staking Rewards

ETH price: $0.00
Estimated Rewards: $0.00
Rewards earned in 24 months*
* Rewards are not guaranteed. Potential earnings numbers are estimates only (assuming compounding) and based upon historical performance.** Staking percentage is the network APY of the selected asset based on recent P2P data.
Frequently Asked Questions
Lantern Finance is a San Francisco-based crypto company focused on offering the lowest rates for crypto-backed loans and helping clients earn an income from their crypto investments through staking.
With crypto-backed loans, you can use your crypto as collateral to access cash. Borrow up to 50% of your crypto's value at a fixed interest rate for a year. To get an idea of how much you can borrow and the costs, refer to our loan calculator here. Your collateral is safely held by BitGo, a leading qualified crypto custodian. At the end of the 12-month term, the loan balance is due in full or can be refinanced for a longer term. Borrowers can also choose to pay back the loan early without incurring any penalties. Once the loan is paid, your collateral is returned back to you.
We have put together a separate FAQ on all things-staking related here.
Lantern offers 2 forms of staking: Custodial staking and Non-Custodial Staking.Custodial staking allows clients to deposit their crypto with Lantern’s custodian. This is best for users who do not have experience with self-custody. Lantern’s custodial staking offering charges a 15% fee of your earned staking rewards and is currently available in the following states: CA, CO, IL, KS, MA, MO, MT, NH, PA, SC, TN, UT, VA, WI, WY. Our team is actively working to support additional states.Non-Custodial staking allows clients to self-custody their crypto through their preferred wallet provider (e.g., MetaMask, Ledger, Trezor, etc.). Lantern’s custodial staking offering is available in all 50 states. To learn more about our non-custodial staking offering, please view this blog post here.
Lantern is primarily for US-based individual crypto investors and institutions. If you are an international client who would like to use our staking or lending services, please get in touch with us at support@lantern.finance and we will try our best to support you.
If you have additional questions or would like to learn more, book a call with us using this link or email us at support@lantern.finance.