Let your crypto work for you, not the other way around

Unlock the full potential of your crypto with Lantern's all-in-one platform for borrowing, staking, and secure management.

backed by

and secured by

3D machine with bitcoin and ethereum coins coming out of it

Lantern can help you achieve your financial goals a platform that is secure, transparent and reliable

Security-first approach

Lantern's robust security measures are supported by BitGo, an industry-leading US-based, qualified crypto custodian.

Ease of use

Our crypto-backed loans & staking products are simple to use, with some of the lowest interest & fees in the industry.

White glove support

Every client has direct access to our team, with real phone and email support. We’re here to help—don’t hesitate to reach out.

Regulatory compliance

Lantern is a registered Money Services Business (MSB) with FinCEN, implementing KYC and AML processes to ensure secure and compliant transactions. We are committed to doing business the right way.

Choose the best option for your financial needs

Whether you just want to grow your crypto holdings, or need a loan, Lantern has your back.

You

Why get a crypto backed loan with lantern?

Lantern

Here’s just a few great reasons why:
You can access dollars without needing to sell your crypto and exiting the market
Loans aren't taxable events. Defer paying your taxes until you are actually ready to sell your crypto
Our loan process is simple - no credit checks, no complicated paperwork. Just fill out a simple loan app and borrow up to 50% of your crypto value
Your crypto collateral is safe and secure. We custody all assets with BitGo and Bastion - collateral is either in cold storage or staked. We never lend out your collateral to remove any counterparty risk.

Keep crypto, borrow cash
No taxable event
Best rates in the market
Collateral is never lent out

Borrow against your crypto

Staking

Speed up your crypto

You’re closer to reaching your financial goals than you think. Here’s how Lantern can help accelerate your crypto journey.

Create your account

Complete registration to easily return to your application

Send collateral

Choose your desired terms and securely deposit required collateral

Get funded

Receive cash instantly, directly in your bank account

Borrow money at rates as low as 5.0%

You don’t have to sell your crypto to get cash. At Lantern, we let you borrow funds against your crypto assets so you can get a loan while continuing to hold.

First things first

Let’s talk about safety

With Lantern, you always know where your assets are, and you can trust that they’re handled with the utmost security. We work tirelessly to provide the best security and ensure your peace of mind.

Insurance

All custodied crypto is fully insured and all staked assets have 100% slashing insurance.

Security-first approach

We are registered with FinCEN as a Money Services Business and have robust KYC and AML checks in place.

Safety of Collateral

Unlike other crypto lenders, we don't lend out crypto loan collateral. All assets are either in cold storage or staked natively

Lantern works with your already existing crypto portfolio

Don’t just take our word for it

Hear what our customers have to say

Daniel (CA)

As a CEO managing multiple priorities, Lantern has been a vital resource for accessing liquidity when I’ve needed it most.
On one occasion, they funded a loan in under an hour, which was critical for me.
Their ability to wire funds directly to my bank account makes the entire process seamless and efficient. It’s the most reliable way I’ve found to access liquidity from my bitcoin holdings without having to sell my bitcoin.

Lantern

That’s amazing to hear, so glad it’s been helpful

Mike (CT)

What I love about Lantern is the flexibility it gives me in terms of utilizing my crypto.
I can earn yield via staking and also borrow against it if needed, with Lantern I have the ability to get the most out of my crypto all in one place!

Lantern

This is awesome to hear!

Simon (WI)

Lantern made my retirement ETH staking investment easy and secure.
I have peace of mind knowing their support team is always available and that my assets are protected.
Most importantly, if anything happens to me, my wife will be able to seamlessly access and manage our retirement funds.

Lantern

That’s great to hear, so glad it’s been helpful

Get crypto rewards in your sleep.

Frequently asked questions

You have questions... we have answers

Start earning today

What is Lantern Finance?

Lantern Finance is a San Francisco-based crypto company focused on offering the lowest rates for crypto-backed loans and helping clients earn an income from their crypto investments through staking.

How do Lantern’s crypto-backed loans work?

With crypto-backed loans, you can use your crypto as collateral to access cash. Borrow up to 50% of your crypto's value at a fixed interest rate for a year. To get an idea of how much you can borrow and the costs, refer to our loan calculator here. Your collateral is safely held by BitGo, a leading qualified crypto custodian. At the end of the 12-month term, the loan balance is due in full or can be refinanced for a longer term. Borrowers can also choose to pay back the loan early without incurring any penalties. Once the loan is paid, your collateral is returned back to you.

What is staking?

We have put together a separate FAQ on all things-staking related here.

What are the differences in Lantern’s staking offerings?

Lantern offers 2 forms of staking: Custodial staking and Non-Custodial Staking.Custodial staking allows clients to deposit their crypto with Lantern’s custodian. This is best for users who do not have experience with self-custody. Lantern’s custodial staking offering charges a 15% fee of your earned staking rewards and is currently available in the following states: CA, CO, IL, KS, MA, MO, MT, NH, PA, SC, TN, UT, VA, WI, WY. Our team is actively working to support additional states.Non-Custodial staking allows clients to self-custody their crypto through their preferred wallet provider (e.g., MetaMask, Ledger, Trezor, etc.). Lantern’s custodial staking offering is available in all 50 states. To learn more about our non-custodial staking offering, please view this blog post here.

Who can use Lantern?

Lantern is primarily for US-based individual crypto investors and institutions. If you are an international client who would like to use our staking or lending services, please get in touch with us at [email protected] and we will try our best to support you.

What if I have a question which was not covered here?

If you have additional questions or would like to learn more, book a call with us using this link or email us at [email protected].